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enquiries@watsonandcompany.co.uk
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0117 3320140
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Mon - Fri 9AM - 5PM
enquiries@watsonandcompany.co.uk
0117 3320140
Mon - Fri 9AM - 5PM
40 years of brokering…
Thinking of becoming a landlord? Get in touch.
Renting out property can be a great investment. But it’s not without its challenges. At Watson & Co, we’ve got the know-how to set you up for success.
Drawing on decades of experience, we secure the best possible buy-to-let mortgages on behalf of our clients. Our integrated approach means we’ll discuss your goals, be it income or capital growth, identify the right financial product, and support you with every aspect of your new venture. Providing a total buy-to-let consultancy, we’ll support you to get the very most from your investment.
Our friendly team looks forward to your call.
Buy-to-Let
Other Mortgages
How the mortgage is calculated
A buy-to-let mortgage offer is based on the estimated rent you will earn. Your income may also be considered.
Other mortgage offers are usually based on the income of the mortgage candidate(s).
Interest rates
Interest rates of buy-to-lets tend to be higher due to the greater risks involved on behalf of the lender.
Other mortgages tend to have lower interest rates than buy-to-lets
Deposit required
Larger deposits are usually required, typically a minimum of 20% or 25% of the property’s value.
Other mortgages don’t require as high a deposit, typically a minimum of 5% - 10% of the property value.
How the mortgage is calculated
Buy-to-Let
A buy-to-let mortgage offer is based on the estimated rent you will earn. Your income may also be considered.
Other Mortgages
Other mortgage offers are usually based on the income of the mortgage candidate(s).
Interest rates
Buy-to-Let
Interest rates of buy-to-lets tend to be higher due to the greater risks involved on behalf of the lender.
Other Mortgages
Other mortgages tend to have lower interest rates than buy-to-lets
Deposit required
Buy-to-Let
Larger deposits are usually required, typically a minimum of 20% or 25% of the property’s value.
Other Mortgages
Other mortgages don’t require as high a deposit, typically a minimum of 5% - 10% of the property value.
Most buy-to-let mortgages are not regulated by the financial conduct authority.
A fee of £495 is payable on application. We will also be paid commission from the lender.
A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
This information is a guide only and should not be relied on as a recommendation or advice, that any particular mortgage is suitable for you. All mortgages are subject to the applicant(s) meeting the eligibility criteria of the specific lender. You should make an appointment to receive mortgage advice which will based on your needs and circumstances.
The guidance contained within this website is subject to UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
