Whether you have a residential, investment or commercial property, here at Watson & Co we have extensive knowledge and contacts within the large loan arena.
We understand that in this market, extremely high levels of service and discretion are required. Our commercial mortgages are designed for individuals or companies alike; whether you are purchasing a business property as an asset, a property development, profiting from rents or a property value appreciation; we can help.
Large loan lending is typically set on a margin above The Bank of England base rate and loans are generally available up to 75% Loan-To-Value. Loans can be structured in a large variety of ways; company name, LLP or trust. Commercial Mortgages are not regulated by the Financial Conduct Authority unless more than 60% of the dwelling is used for residential purposes.
THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE COMMERCIAL MORTGAGES.
A MORTGAGE IS A LOAN SECURED AGAINST YOUR PROPERTY. YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
*A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.