40 years of helping…
Your first home is one of the most important purchases you’ll make.
With Watson & Co in your corner, it needn’t be daunting.
We’ll walk you through the buying process step-by-step, decoding jargon and demystifying documents. We’ll give you everything you need, and nothing that you don’t, so you can make informed decisions that put you in the driving seat of your investment. Drawing on 40 years’ experience, we’ll secure the right mortgage for you at the best possible rates, so you can own the home you’ve always wanted.
We’re with you, every step of the way.*
…like Watson & Co.
Make sure you’re able to meet your intended mortgage payments and avoid overstretching yourself.
This formal calculation from your mortgage lender will tell you how much you can afford.
Your new home will require furnishing, alongside other costs like conveyancing and stamp duty.
Are you on the best bus route for your commute? Is there a garage for your car? When your travel needs change, your costs may change.
Make a list of the things that are most important to you - from parks to shops, restaurants to sports facilities. Not close enough to your prospective purchase? It might be time to think again.
They may well pick up on details that you haven’t considered.
When you become a homeowner, utility bills and home repairs come with the territory. Have you factored in these hidden charges?
Your agent should be able to tell you what tax band the property is in and which is the relevant local authority.
Even if you don’t have children, property in the catchment area of a good school will always be a better investment.
A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
*A fee of £495 is payable on application. We will also be paid commission from the lender.
This information is a guide only and should not be relied on as a recommendation or advice, that any particular mortgage is suitable for you. All mortgages are subject to the applicant(s) meeting the eligibility criteria of the specific lender. You should make an appointment to receive mortgage advice which will based on your needs and circumstances.
The stamp duty calculator gives an indication of stamp duty liability for freehold residential property purchases in England & Northern Ireland only and stamp duty in properties outside this area may differ. Based on rates as of April 2022. This information is a guide only and should not be relied on as a recommendation or advice.
The guidance contained within this website is subject to UK regulatory regime and is therefore primarily targeted at consumers based in the UK.